|Series: Tales from the Tuckerverse|
|Link: Deviant Art|
|Date: Late April, 2009|
|Preceded By: Fractured Time|
|Followed By: Clockwork Crisis|
Insurance Policy is a Tales from the Tuckerverse story with Tabitha St. Claire as the protagonist. The story follows up on the events of Return to Stillsville, exploring the Children of Hecate's abilities and what they'd been up to since.
Tabitha St. Claire and Petunia Greer use a Farstep Gateway to travel from Stillsville to Imogen Hall, Los Angeles, only to discover Petunia will still freeze if she leaves the town. Using Hecate's Charm Tabitha takes over the apartment belonging to Denise Ortega and Keleena Ortiz, then borrowing the truck of Jalisa Ambrose to visit Decker State College. Tabitha hypnotizes Kim Peters at the DSC student housing office but Jean Buckner resists, so Tabitha freezes Jean with an Immortality Potion. After finding out where she lived Tabitha visited Tess Vole, hypnotizing her and her friends to serve the Children of Hecate if need be, just in case Keenan Vole betrayed them in the future. After her mission was done Tabitha celebrated back at Imogen Hall. The next day Bernard Fitzgerald hypnotized Ruth Yinping and Gina Gagliardi to ensure no one would be looking for Jean, claiming Gina for the Children at the same time by making her quit. Back in Stillsville, everyone was brought up to speed before Annabelle Carter and Petunia used a new Gateway to visit Mystic Plaza, New York. Petunia and Annabelle were able to take over the bodies of Petunia Greer and Debra Sanderson using Hecate's Charm, but as they began to mess with Nova and Holland Paddington there was an unusual event. As the pair got past the small hiccup Petunia cast her thoughts to her mother Violet Greer.